Mortgages

Mortgage Key deals with a wide panel of lenders, so we are able to provide you with a comprehensive range of options to suit your situation and needs.

Mortgage Key could help you find a deal whatever your circumstances whether you are a first time buyer, self employed with no accounts, have a poor credit history with defaults or CCJ's or are looking for a mortgage of up to 125% loan to value.

Buying a house can be a daunting and confusing process; we can help you every step of the way, from placing an offer to finding a solicitor (selected from our trusted panel) we will give you clear and easy to understand help and reassurance during the mortgage process, we will not confuse you with jargon.

Re-Mortgages

Many people wish to re-mortgage their home either to gain a lower rate of interest or increase their borrowing for home improvements or debt consolidation.

Mortgage Key will search the market to help you find a competitive interest rate (subject to circumstances) which could potentially lower your current monthly repayments. Alternatively we could help you raise the money to extend your home or buy that new kitchen or bathroom.

Debt Consolidation

Sometimes we can all feel the pressure of mounting debts such as credit cards and loans, which often carry a high rate of interest. Re-mortgaging your home to pay off these debts could mean that you will make one simple monthly payment which is often lower than your combined previous payments.

Mortgage Key could help you get your finances back on track.

Right-to-Buy

Many tenants wish to purchase the home which they are currently renting. Many councils and landlords have a right-to-buy facility which means as a tenant you may be entitled to purchase your property at a reduced price.

Many councils and trusts provide a shared ownership scheme where they spilt the costs of the property purchase with you. Whatever your situation Mortgage Key may be able to help you to own your own home.

Please click here to discuss your options.

Your home is at risk if you do not keep up the repayments on your mortgage.

Think carefully before securing other debts against your home.

Mortgages and Re-mortgages are  regulated by the Financial Services Authority (FSA)